Simply the Fastest and Easiest Funding for your back -to- back Wholesale Deals

Transactional Funding: 

We offer nationwide back-to-back funding for your wholesale transactions.  We will work directly with your closing agent to ensure a smooth and hassle free transaction.

Arizona Hard Money Funding:

We also provide “asset based” private money loans for your Arizona “fix & flip” transaction coming in 2018. We are VERY responsive and can move quickly.

Wholesaling Real Estate Education & Training:

If you’re looking to learn how to “wholesale houses” then we provide the best education online today.  Sean Terry shares FREE wholesaling tips and tactics on his podcast at

About Us

What we do

Velocity Capital is an Arizona based firm that provides Transactional Funding nationally and Fix & Flip Funding for the Metro Phoenix real estate market. Our goal is to provide hassle free, fast funding that will allow you to get the best deals and make the most money. Because we are an “asset based” lender we will not ask for a credit check or personal tax returns. The property is out security.

All loans are underwritten by principal decision makers to ensure speed, privacy, and eliminate the unnecessary red tape. You’ll get an answer on your funding request within hours and we can close in as little as 48 hours if needed.

What we offer our clients:

Velocity Capital is simply the best back-to-back closing resource online available today. Created by one of the nation’s largest wholesalers, Velocity Capital offers SPEED, SIMPLICITY, and CONFIDENCE. We provide short-term cash to close your Short Sales, REOs, Wholesale Deals, HUD flip or any other back-to-back real estate transaction.

  • We provide you with an Instant Proof Of Funds for your deals!
  • We fund 100% of the A to B transaction!
  • We provide Apple-like customer service that will WOW you!
  • LTV is irrelevant
  • We don’t need an appraisal
  • We don’t check your credit or 1003 required
  • We don’t charge you any upfront fees
  • We make it easy and painless!!!

We provide the fastest, easiest fix & flip funding in the Metro Phoenix area. Our hassle-free funding allows you to move quickly with confidence to secure the best deals in the market. Don’t let the next deal slip away because you can’t get a financing commitment fast enough. Also, with our “Relationship Reward” program, you can get rates as low as 10% with NO points based on a tire of successfully completed transactions.

  • Loan amount up to 80% of purchase price
  • As low as 10% interest (Relationship Reward Program)
  • No prepayment penalty
  • Interest-only payments
  • Six-month term
  • Low Closing costs
  • Will fund same day trustee sale purchases
  • No borrower qualifying
  • No minimum loan amount or down payment

Why choose us?

We’re simply the fastest and easiest hassle free funding available.

Our awesome features

Competitive Rates

We offer competitive rates with the rest of the market. You don’t want to lose out on a deal trying to save a buck here or there.

National Transactional Funding

We offer transactional funding in all 50 states across the USA. If you have a deal that needs short term funding, then we’re the solution!

Easy Online Funding Requests

Fill out a simple online funding request form, and we’ll get back to you within 24 hours (or less)!

Clients Love Us!

Most of our business comes from repeat customers that love the RESULTS we deliver and the support we offer

Apple Like Support

We know that this is your business and a lot of money is on the line. Because of this knowledge, we know that operating at optimal level on your behalf is important.

Frequently asked questions

What type of deals do you fund?

For Arizona Hard Money Loans, Velocity Capital will fund non-owner occupied investment properties which includes: Fix & Flip, Trustee Sale, REO’s, Short Sales, SFR (single family residence).

As for Transactional Funding, we’ll do almost any deal as long as the end buyer is in place and has funds with the closing agent.

What is your loan amount?

Velocity Capital targets loan amounts from $25,000 to $5,000,000.

How long are the loan terms?

Loan terms for Arizona hard money is six months and for National transactional funding it’s 24 to 72 hours.

What are the minimum credit requirements to obtain a loan?

Velocity Capital lends money based on the value of the asset or if the end buyer is in place of using transactional funding.  Typically we do not run credit checks. Your credit score will not be used to determine whether you are qualified for a loan with Velocity Capital.

What is the down payment requirement?

On an Arizona Fix & Flip loan the down payment is generally 20% of the purchase price.

For Nationwide Transactional Funding there is NO down payment required.

What is the maximum LTV? (Loan to Value)

Velocity Capital bases Loan To Value (LTV) calculations on the purchase price of the property. Therefore, LTV is equal to “loan to purchase price.” In most cases the “Loan to Purchase” would be 80% .

As for transactional funding, there is NO LTV requirement.

What fees will I be charged?

If you are taking out a Fix & Flip Loan with Velocity Capital, you will pay a one-time document preparation fee of $900. Most other local lenders charge a one-time fee of 1-3 points.

As for Transactional Funding, the fee is base on the amount of the short term loan and the time frame needed for the money.  Please see the pricing table below.

What is a point?

A “Point” is a fee on a loan that is incurred at the time the loan is funded. Each point is equal to 1% of the loan amount

Get Fast Easy Headache Free today!

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